If you are already in Thailand, the simplest alternative is to see an insurance broker and have them handle all the effort for you; they will call ahead to schedule an appointment and inform you of the papers they need. Every town has an insurance broker, and if you live in an area popular with visitors and expatriates, you should have no trouble finding one who knows English. Alternatively, you may visit the websites of the aforementioned businesses and utilize their online quotation request tool to get a price after entering your information, and then select the one that provides the greatest value. When selecting a policy, use caution and do not immediately choose for the lowest option; instead, carefully read the small print, especially the exclusions. Additionally, examine the insurer’s reputation, since many will do all possible to avoid paying any claim, valid or not. It’s now very simple to do due diligence on businesses, thanks to the popularity of internet review sites.